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Church Financing Solutions

  • Writer: Lesley Girouard
    Lesley Girouard
  • 2 days ago
  • 3 min read

Innovative Church Financing Solutions for Growing Congregations


The Heart of Community

Churches stand as pillars of strength and unity within communities. They are places of worship, where people gather to share their joys, seek solace in times of need, and build lasting relationships. As the heart of the community, churches play an important role in fostering a sense of belonging and togetherness. Beyond meeting spiritual needs, churches often extend a helping hand to those in need, offering support through food banks, counseling services, and outreach programs. They act as a source of comfort and aid, addressing both immediate and long-term needs within the community.


Investing in Church Growth

Given their pivotal role, it is essential for churches to have the resources they need to thrive; however, financing for churches presents unique challenges for many lenders.

Investing in church facilities and equipment ensures that they can continue to meet the spiritual, social, and cultural needs of their congregations.


At Capital Row Financial, we believe in empowering churches to fulfill their mission through providing innovative financing solutions. Whether upgrading sound systems, enhancing digital outreach, or expanding facilities, we believe that churches deserve the best support to continue being the heart of their communities.

At Capital Row Financial, we understand the unique needs of churches and are committed to providing financing solutions that help you fulfill your mission.


When envisioning a vibrant church community, having the right equipment can make all the difference. Whether it's enhancing the worship experience with a new sound system, keeping your congregation comfortable with updated air-conditioning, or expanding your congregational growth through new pews or chairs, these investments are crucial.





Church Financing Solutions

Automatic Approval and Flexible Terms

With our Church Financing program, we offer automatic approval for churches seeking to purchase essential equipment. Our program boasts a 95% approval rate, ensuring that your church can secure the funding it needs without the hassle. We provide low rates and offer up to 60 months to repay, making it easier for you to manage your budget while achieving your goals.


Equipment We Finance

Capital Row Financial’s innovative church financing solutions for growing congregations cover a wide array of equipment necessary for church operations, including, but not limited to:

  • Pews

  • Air-conditioning and heating systems

  • Organs and pianos

  • Sound and video equipment

  • Computers

  • And more

  • Tailored Financing Programs


For financing considerations, a church must have its own building or location. To accommodate the diverse needs of churches across the nation, we offer two specific financing programs:


  • Established Church Program: This program is designed for churches that have been part of a major denomination for at least 2 years or are non-denominational and have been established for 5 years or more. It caters to churches with a membership ranging from 100 to 500 or more.


  • New Church Program: For newer churches, this program requires the church to be established for 2-5 years. Additionally, a personal guarantee from the church board is necessary to qualify.


Choose Capital Row Financial for Innovative Church Financing Solutions for Growing Congregations.
  • High Approval Rate: With a 95% approval rate, your church is likely to secure the funding it needs.

  • Flexible Repayment Terms: Enjoy up to 60 months to repay, allowing for manageable payments that fit your budget.

  • Comprehensive Equipment Coverage: From musical instruments to HVAC systems, we finance a wide range of equipment to support your church's growth.

  • Nationwide Accessibility: Our services are available to churches across the United States, ensuring that no matter your location, we can assist you.


Reach Out Today!

At Capital Row Financial, we believe in empowering churches to grow and serve their communities better. Our Church Financing programs are designed to provide the financial support you need with terms that work for you.


Contact us today to explore your options and take the next step. Let us help you create a brighter future for your congregation.


Capital Row Financial logo Discover How Non-Traditional Financing Can Help Your Business Grow

Call or text: (817) 991-4267


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