CAPITAL ROW FINANCIAL
We can serve any type of business with terms of up to 25 years to repay!
Loan Qualifications:
SBA 7(A) Loan Size $150,000 to $5.0 million
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Retail/service businesses in business for at least 2 years
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Wholesale businesses with employees up to 100 regardless of sales volume
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Manufacturers with employees up to 500 depending on the industry, regardless of sales volume!
We work with SBA lenders who are Preferred Financial Service companies to have loans processed more quickly and efficiently than many others.
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There are a number of advantages to an SBA loan, including longer terms, no points and no balloon payments.
SBA Loan Program
LONGER TERMS, NO POINTS OR BALLOON PAYMENTS
Use of Proceeds
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Commercial real estate (purchase, construction, or refinance)
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Leasehold improvements
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Business expansions
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Machinery, equipment, furniture, or fixtures
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Business acquisition
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Working capital (ALL Franchise, Motels, Restaurants, Gas Stations and C-Stores)
Other Credits Considerations
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Business must have adequate historic cash flow to cover the proposed debt
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Business debt to net worth must meet industry averages
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Borrowers must be actively involved in the day-to-day operation of the business
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Satisfactory personal credit histories are required for all principles and guarantors
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No past bankruptcies or felony arrests